Coffee

Protect Your ASSets in Business

Many people are starting an online business without a thought about the danger this may pose to their personal assets. The type of protection you need depends upon the nature of your business and the amount of your personal assets. If you have no personal assets, you probably don't need much protection. They say "you can't get blood from a turnip". Hey, if someone wants to take over your credit card debt, they are welcome to it! But if you do have investments, or own a home, and someone sues your business, they could take your personal assets.

If you do not incorporate your business, by default it is a "sole proprietorship". This means your business is YOU and your assets are at risk. If your product is something like greeting cards, then you are not extremely vulnerable to a lawsuit. You would think it would be difficult for someone to be harmed by a greeting card, but someone might interpret the prose on the card as personal character defamation, or they might get a paper cut from the card. Remember a few years ago when a lady sued McDonalds after she burned herself by placing a cup of hot coffee between her legs? If your product is a food item or a physical object, you could be especially at risk of a lawsuit.

The list below provides some steps you should take to protect yourself if you run a business. 1. Incorporate your business. A corporation is treated like a separate individual. If the corporation is sued, your personal assets cannot be taken.

You don't need to pay a lawyer $1000 to file the papers to incorporate your business. You can do it yourself for about $50. 2. Post a disclaimer on everything you make. Your disclaimer should include a phrase like; "you do not make any warranties of merchantability or fitness for a particular purpose, either expressed or implied.

By using this material, the user assumes complete responsibility for any and all damages resulting from that use." 3. Provide a "limited warranty" that defines the specific things that you guarantee about your product. If you don't, then your product is subjected to the default general "warranty of merchantability". Basically an unconditional guarantee. 4.

If mis-assembly or misuse of your product might cause damage, then you need to provide complete instructions. Clearly state the proper use of the product and place a warning about misuse of the product. 5. Place large clear warning labels on your product and the packaging. The presence of warning labels has protected many businesses from large legal settlements.

6. Write a complete manufacturing specification for your product. Many lawsuits are based on the presence of a "manufacturing defect". Although a specification can work against you, if you don't have a manufacturing specification, that in itself is evidence of negligence. Don't jump into starting a business without taking steps to protect your personal assets.

A business failure is a sad thing, but a business failure where you also lose your personal assets is a tragedy. And by the way - I make no warranties of merchantability or fitness for a particular purpose, either expressed or implied. By using this material, the reader assumes complete responsibility for any and all damages resulting from that use.

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Learn the Art of Easy Espresso at SingleServeEspresso.com

(ContentDesk) July 31, 2006 -- Coffee consumption continues to grow in the US, and more consumers are turning their passion for a latte from the corner caf? to preparing espresso drinks at home.
With a new wave of easy to use espresso makers hitting the market, consumers need some help finding their way in the world of espresso.

Learn the Art of Easy Espresso at SingleServeEspresso.com
Coffee > Learn the Art of Easy Espresso at SingleServeEspresso.com

Small Businesses Complete Payroll Tasks in a Fraction of the Time

Madison, WI (ContentDesk) September 14, 2005 -? Today The Payroll Company announced that customers using its Online Payroll solution were completing their payroll with extreme accuracy?in about five minutes. Previous paper payroll methods could take hours, depending on the number of employees and the complexity of the payroll deductions and garnishments. ???"Our customers have found that they can log in and complete their payroll in less time than it takes to make coffee in the break room. The system saves valuable time and virtually eliminates payroll errors. We're ecstatic to be able to provide that kind of service," said Chris Murphy of The Payroll Company.???Customers access Online Payroll through a secure Internet site.

The solution includes wizards to ease data entry, and finishes with a pre-process verification step as a final check to ensure the payroll is correct. Customers then submit their payroll for processing with one button click. For those customers who want it,...

Small Businesses Complete Payroll Tasks in a Fraction of the Time
Coffee > Small Businesses Complete Payroll Tasks in a Fraction of the Time

Protect Your ASSets in Business

Many people are starting an online business without a thought about the danger this may pose to their personal assets. The type of protection you need depends upon the nature of your business and the amount of your personal assets. If you have no personal assets, you probably don't need much protection. They say "you can't get blood from a turnip". Hey, if someone wants to take over your credit card debt, they are welcome to it! But if you do have investments, or own a home, and someone sues your business, they could take your personal assets.

If you do not incorporate your business, by default it is a "sole proprietorship". This means your business is YOU and your assets are at risk. If your product is something like greeting cards, then you are not extremely vulnerable to a lawsuit. You would think it would be difficult for someone to be harmed by a greeting card, but someone might interpret the prose on the card as personal character defamation, or they might get a paper cut...

Protect Your ASSets in Business
Coffee > Protect Your ASSets in Business

Green Tea and How it is Made

The tea is a product of a plant known as C. sinensis, a native
of Southeast Asia. The tea brewed from the dried leaves of
this plant has been drunk in China since perhaps the 28th
century BC. It was first brought to Europe by the Dutch in
the early 17th century AD.

Leaf buds and young leaves are used in making tea, the age of
the leaves determining the taste and name of the particular
commercial variety.

After picking, the leaves either are dried
immediately and completely to produce green teas, or are
partially dried and then allowed to ferment to produce various
kinds of black teas. After being sorted, all grades of tea are
packed in foil-lined chests to prevent the absorption of
unpleasant odors or the loss of aroma during shipment.
In China, tea is sometimes allowed to absorb the scent from
various flowers particularly Jasmine.

Tea is an aromatic...

Green Tea and How it is Made
Coffee > Green Tea and How it is Made

Day Trading Forex Currency, Hype, Lies and TANSTAAFL

Copyright (c) 2006 Richard Keir

Day trading Forex currency is all about making big money. Some investors have found it quite easy to make a large amount of money by day trading the Forex currency markets as they change hour by hour. But, you see that "some" in the previous sentence? What that means is that a lot of people don't make a dime and even lose a lot of money.

Usually a Forex trading system course is hyped as an easy way to make a bundle. Get your Forex trading...

Protect Your ASSets in Business Day Trading Forex Currency, Hype, Lies and TANSTAAFL
Coffee > Day Trading Forex Currency, Hype, Lies and TANSTAAFL

Modular Building Company Enjoys Record Sales from Security Sectors

Los Angeles, CA (ContentDesk) June 17, 2006 -- The ongoing threat of Global Terrorism has motivated many companies to modify their budgets to include more security. These companies have discovered that on site Guard Houses and Guard Booths are an enormous deterrent to crime and terrorism having a visible presence in their parking lot reduces their risk.

Protect Your ASSets in Business
Coffee > Race Equipment Checklist for Mountain Bike Racers

StockinGirl Opens Bendel's

New York, NY (ContentDesk)April 17, 2006 -- StockinGirl LegWear shook up the fashion scene seven years ago when they reintroduced fashion-savvy hosiery into the marketplace. "It was a daring new statement for a bare-legged world," remarks Rachel Stoll, Public Relations representative for the line. "It had been difficult to sell stores on our vision and the innovative ways leg wear could be worn," states Edward Miccinati," Design Director for the line, "so we embarked on our own path."The "path"...

Protect Your ASSets in Business Coffee StockinGirl Opens Bendel's skirts
Coffee > StockinGirl Opens Bendel's